Ukraine's National Bank eases risk assessment requirements for mortgage lending, SME support
The National Bank of Ukraine (NBU) is updating its requirements for banks' calculation of credit risk-weighted exposures, including the application of lower risk weights that are expected to support the expansion of mortgage lending and credit to small and medium-sized businesses (SMEs).
"These changes will provide a more accurate assessment of unexpected credit risk losses from banking operations, thereby enhancing the financial resilience of banks," the regulator stated on its website Tuesday.
The updated regulations will expand the list of exposures for which risk weights are determined based on credit ratings, and will increase the number of acceptable instruments and counterparties used to mitigate credit risk.
The NBU noted that implementation of the updated requirements will be gradual. Banks will be required to revise their internal exposure calculation policies by March 1, 2026, followed by test calculations by August 1, 2026, before fully transitioning to the new credit risk-weighted exposure requirements.
Advertising
Advertising
MORE ABOUT
Loss from fraudulent card transactions in 2024 increases by 37% while their number decreases by 1% – NBU
20:22, 12.05.2025
Govt directs 80% of PrivatBank's net profit for 2024 to state budget, 50% to Oschadbank
21:01, 23.04.2025
Net profit of banks in Jan 2025 decreases by 2.7% compared to Jan 2024
20:57, 05.03.2025
In 2024, PrivatBank maintains its leading position in number of issued cards, while A-Bank, FUIB, and monobank lead in growth rate
20:49, 03.03.2025
PrivatBank, Oschadbank, Ukreximbank, Raiffeisen and OTP most profitable in 2024
20:50, 20.02.2025
LATEST
Abolition of ATM in trade with EU affects 17 tariff quotas, Ukraine hopes to resolve problem in coming days – Svyrydenko
20:44, 06.06.2025
Ukraine reduce production of rolled products and steel, increases smelting of pig iron in 5 months
20:40, 06.06.2025
First online auctions for sale of scrap metal by Ukrzaliznytsia held after over 1.5-year pause - ProZorro.Sale
19:05, 06.06.2025
NBU's currency liberalization will comply with 'new money-new conditions' principle, volume of old obligations too large
18:36, 06.06.2025
Rye deficit and rye bread price increase in 2025/2026 MY will be 100% - industry association